:root{
  --accent:#d97706; --accent-dark:#b45309; --accent-soft:#fef3c7;
  --ink:#18181b; --muted:#52525b; --bg:#ffffff; --soft:#fafaf9; --line:#e4e4e7;
  --dark:#09090b; --dark-ink:#e7e9ee; --dark-muted:#9aa3b2; --radius:14px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
img,svg{max-width:100%;height:auto}
a{color:var(--accent-dark);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;font-weight:750;letter-spacing:-.015em}
h1{font-size:clamp(1.75rem,5.2vw,2.7rem)}
h2{font-size:clamp(1.35rem,3.6vw,1.9rem)}
h3{font-size:1.13rem}
p{margin:.4em 0 1em}
.container{max-width:1060px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:.6em 1em;z-index:99}
.skip:focus{left:8px;top:8px}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:1rem;min-height:64px;position:relative}
.logo{display:flex;align-items:center;gap:.55rem;font-weight:800;font-size:1.06rem;color:var(--ink);letter-spacing:-.01em}
.logo:hover{text-decoration:none}
.logo .mark{flex:0 0 auto;display:block}
.logo .brand-accent{color:var(--accent-dark)}
.logo .tld{color:var(--muted);font-weight:600}
.nav-toggle{position:absolute;opacity:0;pointer-events:none}
.nav-burger{display:none;margin-left:auto;width:44px;height:44px;cursor:pointer;border:1px solid var(--line);
  border-radius:10px;align-items:center;justify-content:center}
.nav-burger span,.nav-burger span::before,.nav-burger span::after{display:block;content:"";width:20px;height:2px;
  background:var(--ink);position:relative;transition:transform .2s}
.nav-burger span::before{position:absolute;top:-6px}
.nav-burger span::after{position:absolute;top:6px}
.site-nav{margin-left:auto;display:flex;align-items:center;gap:1.4rem}
.site-nav a{color:var(--ink);font-weight:600;font-size:.98rem}
.site-nav a.active{color:var(--accent-dark)}
.site-nav a.nav-cta{background:var(--accent);color:#fff;padding:.5em 1.05em;border-radius:10px}
.site-nav a.nav-cta:hover{background:var(--accent-dark);text-decoration:none}
@media(max-width:920px){
  .nav-burger{display:flex}
  .site-nav{display:none;position:absolute;top:100%;left:-20px;right:-20px;background:#fff;
    flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line);padding:.4rem 0;
    box-shadow:0 12px 24px rgba(0,0,0,.08)}
  .site-nav a{padding:.8rem 20px}
  .site-nav a.nav-cta{margin:.5rem 20px;text-align:center}
  .nav-toggle:checked ~ .site-nav{display:flex}
  .nav-toggle:checked ~ .nav-burger span{transform:rotate(45deg)}
  .nav-toggle:checked ~ .nav-burger span::before{transform:rotate(-90deg);top:0}
  .nav-toggle:checked ~ .nav-burger span::after{opacity:0}
}

/* Hero */
.hero{padding:4rem 0 3.4rem;background:linear-gradient(160deg,#09090b 0%,#1c1917 100%)}
.hero.dark{color:var(--dark-ink)}
.hero.dark h1{color:#fff}
.hero .eyebrow{display:inline-block;font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.09em;
  color:var(--accent-dark);background:var(--accent-soft);padding:.32em .85em;border-radius:99px;margin-bottom:1.1rem}
.hero.dark .eyebrow{color:#fbbf24;background:rgba(255,255,255,.08)}
.hero .lead{font-size:1.14rem;max-width:640px;color:var(--muted)}
.hero.dark .lead{color:var(--dark-muted)}
.hero-actions{display:flex;flex-wrap:wrap;gap:.8rem;margin:1.6rem 0 1.9rem}
.hero-points{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.5rem 1.5rem;font-size:.95rem}
.hero-points li{display:flex;align-items:flex-start;gap:.45rem}
.hero-points .tick{flex:0 0 auto;margin-top:.28em}
.trustline{margin-top:1.5rem;font-size:.88rem;color:var(--dark-muted);border-top:1px solid rgba(255,255,255,.12);
  padding-top:1rem;display:flex;flex-wrap:wrap;gap:.3rem .6rem;align-items:center}
.trustline.on-light{color:var(--muted);border-top:1px solid var(--line)}

/* Buttons */
.btn{display:inline-block;background:var(--accent);color:#fff;font-weight:700;padding:.78em 1.5em;border-radius:11px;
  border:0;font-size:1rem;cursor:pointer;transition:background .15s}
.btn:hover{background:var(--accent-dark);text-decoration:none}
.btn.ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line)}
.btn.ghost:hover{border-color:var(--ink);background:transparent}
.hero.dark .btn.ghost{color:#fff;border-color:rgba(255,255,255,.35)}
.hero.dark .btn.ghost:hover{border-color:#fff}

/* Sections */
section{padding:3.2rem 0}
section.soft{background:var(--soft)}
.section-head{max-width:640px;margin-bottom:2rem}
.section-head p{color:var(--muted)}
.grid{display:grid;gap:1.1rem;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem 1.4rem}
.card .icon{width:42px;height:42px;border-radius:11px;background:var(--accent-soft);display:flex;align-items:center;
  justify-content:center;margin-bottom:1rem}
.card p{color:var(--muted);font-size:.97rem;margin-bottom:0}
.checklist{list-style:none;padding:0;margin:0;display:grid;gap:.6rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.checklist li{display:flex;gap:.55rem;align-items:flex-start}
.checklist .tick{flex:0 0 auto;margin-top:.3em}

/* Steps */
.steps{list-style:none;counter-reset:step;padding:0;margin:0;display:grid;gap:1.1rem}
.steps li{counter-increment:step;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:1.3rem 1.4rem 1.3rem 4.4rem;position:relative}
.steps li::before{content:counter(step);position:absolute;left:1.2rem;top:1.25rem;width:2.1rem;height:2.1rem;
  border-radius:50%;background:var(--accent);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.steps h3{margin-bottom:.25rem}
.steps p{color:var(--muted);margin:0;font-size:.97rem}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:12px;background:#fff;margin-bottom:.7rem;padding:0 1.2rem}
.faq summary{cursor:pointer;font-weight:700;padding:1rem 0;list-style:none;position:relative;padding-right:2rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:.2rem;top:.72rem;font-size:1.4rem;color:var(--accent-dark)}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);margin-top:0}

/* CTA band */
.cta-band{background:var(--dark);color:var(--dark-ink);border-radius:18px;padding:2.6rem 2rem;text-align:center}
.cta-band h2{color:#fff}
.cta-band p{color:var(--dark-muted);max-width:560px;margin:.4em auto 1.4em}

/* Form */
.form-wrap{max-width:720px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.8rem 1.6rem}
.form-grid{display:grid;gap:1rem;grid-template-columns:1fr 1fr}
.form-grid .full{grid-column:1/-1}
@media(max-width:620px){.form-grid{grid-template-columns:1fr}}
label{font-weight:650;font-size:.92rem;display:block;margin-bottom:.3rem}
label .opt{color:var(--muted);font-weight:500}
input[type=text],input[type=email],input[type=tel],input[type=url],select,textarea{width:100%;padding:.7em .85em;
  border:1.5px solid var(--line);border-radius:10px;font:inherit;color:var(--ink);background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
textarea{min-height:120px;resize:vertical}
.consent{display:flex;gap:.6rem;align-items:flex-start;font-size:.9rem;color:var(--muted)}
.consent input{margin-top:.3em;width:1.05em;height:1.05em;accent-color:var(--accent)}
.form-note{font-size:.85rem;color:var(--muted);margin-top:1rem;margin-bottom:0}

/* Legal pages */
.legal{max-width:760px}
.legal h2{font-size:1.25rem;margin-top:2rem}
.legal p,.legal li{color:var(--muted)}

/* Footer */
.site-footer{background:var(--dark);color:var(--dark-muted);margin-top:3rem;padding:2.8rem 0 2rem;font-size:.95rem}
.footer-grid{display:grid;gap:2rem;grid-template-columns:2fr 1fr 1fr}
@media(max-width:700px){.footer-grid{grid-template-columns:1fr}}
.site-footer h3{color:#fff;font-size:.95rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:.8rem}
.site-footer a{color:var(--dark-ink)}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:.45rem}
.footer-brand .logo{color:#fff;margin-bottom:.7rem}
.footer-brand .logo .tld{color:var(--dark-muted)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:2.2rem;padding-top:1.3rem;font-size:.85rem;
  display:flex;flex-wrap:wrap;gap:.5rem 1.5rem;justify-content:space-between}
@media(max-width:420px){
  .hero{padding:3rem 0 2.6rem}
  .hero-actions .btn{width:100%;text-align:center}
  section{padding:2.4rem 0}
}

/* --- SEO-Ausbau 2026-07: Dropdown, Breadcrumbs, Reveals, Artikel-Layout --- */

/* Nav-Dropdown */
.nav-drop{position:relative}
.nav-drop>a{display:inline-flex;align-items:center;gap:.35rem}
.nav-drop .caret{flex:0 0 auto;transition:transform .18s}
.nav-drop:hover .caret,.nav-drop:focus-within .caret{transform:rotate(180deg)}
.nav-sub{display:none;position:absolute;top:100%;left:50%;transform:translateX(-50%);padding-top:.85rem;z-index:60}
.nav-drop:hover .nav-sub,.nav-drop:focus-within .nav-sub{display:block}
.nav-sub-inner{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 18px 44px rgba(9,9,11,.14);
  padding:.45rem;min-width:280px;display:grid;gap:.1rem}
.nav-sub-inner a{display:block;padding:.6rem .85rem;border-radius:9px;font-weight:600;font-size:.95rem;white-space:nowrap}
.nav-sub-inner a:hover{background:var(--soft);text-decoration:none;color:var(--accent-dark)}
@media(max-width:920px){
  .nav-drop{display:block}
  .nav-drop>a{width:100%;padding:.8rem 20px}
  .nav-drop .caret{display:none}
  .nav-sub{display:block;position:static;transform:none;padding:0}
  .nav-sub-inner{border:0;box-shadow:none;border-radius:0;padding:0;min-width:0;background:transparent}
  .nav-sub-inner a{padding:.55rem 20px .55rem 36px;font-weight:500;color:var(--muted);white-space:normal}
}

/* Breadcrumbs (im dunklen Hero) */
.crumbs{font-size:.84rem;margin-bottom:1.15rem;color:var(--dark-muted)}
.crumbs a{color:var(--dark-muted)}
.crumbs a:hover{color:#fff;text-decoration:none}
.crumbs .sep{margin:0 .45rem;opacity:.55}
.crumbs [aria-current]{color:var(--dark-ink)}

/* Karten-Tiefe */
.card{box-shadow:0 1px 2px rgba(9,9,11,.04);transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(9,9,11,.09);border-color:#d4d4d8}
.steps li{box-shadow:0 1px 2px rgba(9,9,11,.04)}

/* Hub-Karten (Ratgeber) */
a.hub-card{display:flex;flex-direction:column;color:var(--ink)}
a.hub-card:hover{text-decoration:none}
a.hub-card h3{margin-top:.15rem}
.hub-tag{align-self:flex-start;font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;
  color:var(--accent-dark);background:var(--accent-soft);padding:.28em .8em;border-radius:99px;margin-bottom:.85rem}
.hub-more{margin-top:auto;padding-top:.9rem;font-weight:700;color:var(--accent-dark);font-size:.95rem}

/* Artikel-Layout */
.prose{max-width:760px}
.prose h2{margin-top:2.3rem}
.prose h3{margin-top:1.6rem}
.prose p,.prose li{color:#3f3f46}
.prose ul,.prose ol{padding-left:1.35rem;margin:.4em 0 1.1em}
.prose li{margin-bottom:.45em}
.note{background:var(--accent-soft);border:1px solid #fde68a;border-radius:12px;padding:1rem 1.2rem;
  font-size:.95rem;color:#78350f;margin:0 0 1.6rem}
.note strong{color:#78350f}
.disclaimer{font-size:.85rem;color:var(--muted);border-left:3px solid var(--line);padding:.15rem 0 .15rem 1rem;margin:2.2rem 0 0}

/* Vergleichstabellen */
.table-scroll{overflow-x:auto;margin:1.2rem 0;-webkit-overflow-scrolling:touch}
.compare{width:100%;border-collapse:collapse;font-size:.93rem;min-width:560px;background:#fff;border-radius:var(--radius)}
.compare th,.compare td{border:1px solid var(--line);padding:.65rem .85rem;text-align:left;vertical-align:top;color:#3f3f46}
.compare th{background:var(--soft);color:var(--ink);font-size:.88rem}

/* Footer: 4 Spalten */
.footer-grid{grid-template-columns:2fr 1fr 1fr 1fr}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.footer-grid{grid-template-columns:1fr}}

/* Dezente Reveals (nur mit JS, respektiert reduzierte Bewegung) */
@media(prefers-reduced-motion:no-preference){
  .js .reveal{opacity:0;transform:translateY(14px);transition:opacity .55s ease,transform .55s ease}
  .js .reveal.in{opacity:1;transform:none}
}